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Financial copilot for Sui · Testnet

Your Money.
A Smarter Memory.

Meet the financial copilot that remembers.

Walguardian brings security intelligence, savings goals, portfolio insights, and financial memory together in one experience. Built on Sui.

Try it with a read-only demo wallet · a public Sui Testnet address owned by a third party

Walguardian · Overview
Illustrative
0x7a3f…c41e
Sui Testnet
Overview
Tatum · checkpoint 291,804,112 · just now
SUI balance
182.40
Native coin
Verified stablecoins
640.00 USDC
Registry-matched only
Coin types
2
Held by this address
Last activity
Oct 18
24 transactions loaded
Recent activity
  • Received+40.00 SUI8kQv…n3Fa
  • Sent−60.00 SUIAp9T…c1Ub
  • Sent−12.50 SUI3HcZ…wp7R
  • Sent−8.00 SUIGd2m…7xLe

Product preview with illustrative data. Balances are read from Sui Testnet in the live app.

The problem

Your wallet tracks transactions. It doesn't understand decisions.

Wallets show balances and history. They don't connect what you're about to do with the goals you set, the risks you've reviewed, or the choices you made last month.

So every decision starts from zero: one address, one amount, one confirm button.

A typical wallet
Send
95 SUI
To
0x91c2…7d0a
Network fee
≈ 0.0021 SUI
Balance after
87.3979 SUI
Confirm

Accurate, but silent about whether this fits your plan.

With Walguardian

Same transfer, four kinds of context:

  • Protect

    First payment to this recipient. Amount is above this wallet's usual range.

  • Save

    Would take your Gas reserve below the 50 SUI minimum you set.

  • Invest

    SUI would fall outside your target allocation band.

  • Memory

    On Oct 3, 2026 you chose to keep a minimum SUI reserve.

Protect · Save · Invest

One wallet. Three layers of intelligence.

Security, savings and investing usually live in different tools. Walguardian analyzes them together, from the same on-chain data.

01Protect

Understand the risks

Each outgoing transaction is scored against your wallet's own history. Every signal says what was unusual and why, so you can judge it yourself.

Transaction history analysis
A behavioral baseline built from your past Sui activity.
Explainable anomaly signals
Deterministic rules with the evidence behind every score.
Security reviews and feedback
Mark activity as expected or suspicious. Critical signals are never cleared automatically.
Recipient and transaction context
First-time recipients, new packages and outflow size in context.

Anomalies are deviations from your history, not proof of fraud. Analysis is historical, not real-time monitoring.

Security Center
Illustrative
Review recommended24 transactions analysed · confidence medium
AssessmentsSent transactions scored against this wallet's own history
  • 60.00 SUIAmountNew recipient46 · Medium
  • 12.50 SUIFrequency8 · Low
  • 8.00 SUI0 · None
SignalsTransfer to 0x5e88…b04c · Oct 16
  • Amount above historical range

    60 SUI is above this wallet's typical sends of 2–18 SUI.

  • Recipient not seen before

    No earlier transfers from this wallet to this address.

Was this expected?Expected activitySuspiciousNot sure
02Save

Give every asset a purpose

Set aside funds for a target or keep a minimum reserve. Walguardian tracks progress against your live balance, not a separate account.

Savings goals
Targets with a date, or reserves you never want to go below.
Earmarked balances
Funds you explicitly assign to a goal, checked against what you hold.
Reserve tracking
See when spending would take a reserve below its minimum.
Progress and contribution planning
Monthly contributions needed and an estimated completion date.

Earmarks are a planning layer. Funds stay in your wallet and are never moved.

Savings
Illustrative
SUI balance · 182.40checked against live balance
Reserve 50.00 Earmarked 62.00 Unallocated 70.40
Gas reserveReserve · SUI
50.00Completed
Minimum
50.00 SUI
Funded
100%
Hardware walletSavings target · SUI
62.00 / 120.00On track
Needed per month
19.33 SUI
Est. completion
2027-01-31
03Invest

See the bigger picture

Compare what you hold with the allocation you want. Values use reference prices you set, so the assumptions are always visible.

Portfolio allocation
SUI, stablecoins and other assets as a share of the whole.
Target strategies
Your target mix and the drift band you are comfortable with.
Allocation drift
How far each asset class has moved from its target.
Illustrative rebalancing scenarios
What it would take to return to target. Never executed.

Testnet assets have no market price. Scenarios are illustrations, not investment advice.

Investment strategy
Illustrative
AllocationAt your reference prices · SUI $2.00
  • SUI36.3% · target 40% · −3.7 pp
  • Stablecoins63.7% · target 60% · +3.7 pp
  • Other assets0.0% · target 0% · 0.0 pp
Drift band ±5 pp · within band
Rebalancing scenarioIllustrative · not executed · not a recommendation
SUIIncrease≈ 18.56 SUI
StablecoinsReduce≈ 37.12 USDC

Financial memory

A financial copilot that remembers what matters.

Your decisions shouldn't disappear after every session.

Walguardian keeps the preferences, goals, reviews and decisions you choose to save. It brings back the relevant ones the next time they matter, with their source and date.

Day 1 · You decideOct 3, 2026
I prefer to keep a minimum SUI reserve.
Remembered
Memory record
Type
Savings goal · Reserve
Memory
Gas reserve: keep at least 50 SUI
Source
You
Saved
2026-10-03
Later · Transfer checkOct 21, 2026
Simulated: send 95 SUI to 0x91c2…7d0a
Reserve “Gas reserve” would fall below its minimum

Backed funds would go from 50.00 to 25.40 SUI (100% → 51%).

Explanation · cites your memory

This transfer would reduce the reserve you previously chose to maintain. M1

Your own preference, saved 2026-10-03. Not verified evidence.

Illustrative example. Dates and amounts are synthetic.

What it remembers

Preferences
Reserves, risk comfort, target allocations and notes in your own words.
Savings goals
Targets, minimums and the funds you earmarked for them.
Security reviews
Activity you marked as expected, suspicious or unsure.
Investment decisions
Scenarios you accepted or rejected, and why.

Every record keeps its source and timestamp. Things you said are kept separate from what the AI inferred, and memories personalize assessments without silencing critical warnings.

Built for Walrus Memory

Walrus Memory is the intended persistence layer: decentralized storage for the context your copilot relies on. Here is where it stands today.

  • Integration

    Built on the official Walrus Memory SDK behind a provider-neutral memory layer.

  • This demo

    Runs on a clearly labelled development mock. The mock is not Walrus.

  • Live persistence

    Pending a reachable Walrus Memory Testnet relayer. Not yet verified end-to-end.

Memories are scoped to your browser session, not to a wallet. Store only non-sensitive information.

Pre-transaction intelligence

Think before you transfer.

Enter a hypothetical transfer and Walguardian evaluates it across all four layers before you go anywhere near a signature.

  1. 01Protect

    Transaction and recipient risk signals from on-chain history.

  2. 02Save

    What happens to your balance, earmarks and reserves.

  3. 03Invest

    How your allocation moves against your targets.

  4. 04Memory

    Relevant notes, reviews and decisions you saved earlier.

Transfer check · simulation only
Illustrative
Transfer check
Asset
SUI · balance 182.40
Amount
95
Recipient address
0x91c2…7d0a
Estimated available ≈ 70.39 SUI after earmarks and a gas buffer
Check this transfer

Nothing is signed or sent.

Review carefully before sending

Simulated: 95 SUI to 0x91c2…7d0a. 2 confirmed facts, 2 historical patterns, 1 preference or decision conflict, 0 unknowns.

ProtectPre-execution signals
Score46/100 · medium

Recipient not paid before

Amount above historical range (2–18 SUI)

Recipient has recent on-chain activity. Activity is not evidence of safety.

SaveBefore → after (estimated)
SUI balance182.40 → 87.40
SUI incl. estimated gas182.40 → 87.3979
Gas reserve (below minimum)100% → 51%
InvestAt your reference prices
Transfer value$190.00
SUI (target 40%)36% → 21%
Stablecoins (target 60%)64% → 79%
MemoryYour past notes and decisions
  • “I prefer to keep a minimum SUI reserve.” your note · 2026-10-03
  • You rejected “Rebalance toward 50% SUI”: “Too much volatility for now.” your decision · 2026-10-09

Simulation only: nothing was signed or sent. Guardian cannot guarantee that a real transaction would succeed or that a recipient is safe.

An explainable verdict

Deterministic rules set the verdict. Each finding is labelled by how much weight it can bear, so a preference is never presented as evidence. The AI explains the result but never decides it.

Confirmed facts
Deterministic from balances and your saved goals
Historical patterns
Deviations from this wallet's on-chain history
Your preferences and decisions
From your settings and memory; not verified evidence
Unknowns
What could not be checked

AI copilot

Ask better questions about your money.

The copilot sits beside your data, not in place of it. Every claim in an answer cites where it came from, so you can check it before you act.

CopilotIllustrative
How would this transfer affect my savings goals?

Sending 95 SUI would take Gas reserve below the minimum you set. Hardware wallet would be unaffected.

  • CalculatedBacked funds for Gas reserve would fall from 50.00 to 25.40 SUI (100% → 51%). C2Save · transfer simulation
  • Your settingGas reserve is a reserve with a 50 SUI minimum. P1Savings goals
  • MemoryOn Oct 3, 2026 you said: "I prefer to keep a minimum SUI reserve." M1Financial memory · your note · 2026-10-03

AI-generated with gemini-3.5-flash-lite from the cited data. Verify before acting.

Ask about this wallet…
Onchain

Verified Sui data retrieved through Tatum

Calculated

Results from deterministic Protect, Save and Invest engines

Your setting

Goals, targets and preferences you configured

Memory

Notes, reviews and decisions you chose to save

The AI explains; it does not verify facts on its own or predict outcomes. Claims without a valid citation are flagged, figures not found in the data are marked, and the copilot falls back to a deterministic summary when the model is unavailable. Nothing it says is financial advice.

How it works

From on-chain activity to informed decisions.

Five steps, each one inspectable. Calculations happen in code; language models only explain them.

  1. 01

    Read

    Wallet balances and activity from Sui Testnet, through Tatum.

    Read-only
  2. 02

    Analyze

    Deterministic engines score, track and compare in code.

    ProtectSaveInvest
  3. 03

    Recall

    Relevant preferences, goals and past decisions are retrieved.

    Memory
  4. 04

    Explain

    The AI writes grounded explanations with a citation for every claim.

    Cited
  5. 05

    Decide

    You evaluate your next move with the full picture.

    Your call

Technology

Built on the ecosystem.

Each layer is a separate adapter, so the status of every integration is explicit, including the ones still in progress.

  • Sui
    Blockchain network

    Wallet activity, balances and transactions come from the Sui network. Development and the demo use Sui Testnet.

    Testnet
  • Tatum
    Blockchain data access

    Sui data is read through Tatum's Sui Testnet gRPC gateway and normalized before any analysis runs.

    Live on Testnet
  • Walrus Memory
    Financial memory infrastructure

    The memory layer is integrated with the official Walrus Memory SDK. Live decentralized persistence is not yet verified.

    Demo runs on a labelled mock
  • Gemini
    AI explanations

    Google Gemini writes cited explanations on the server. Without it, the copilot returns deterministic summaries.

    Optional

Walguardian is an independent project. Naming these technologies does not imply a partnership, endorsement or certification.

Security and transparency

Intelligence without surrendering control.

Walguardian helps you decide. It never acts for you, and it tells you what it doesn't know.

  1. 01

    Read-only blockchain analysis

    Walguardian reads public on-chain data. Entering an address is watch-only and does not prove ownership.

  2. 02

    Simulation-only transfer assessments

    Transfer check evaluates hypothetical transfers. It never executes them.

  3. 03

    No signing or broadcasting

    No private keys, no wallet connection and no transactions sent on your behalf.

  4. 04

    Deterministic financial calculations

    Balances, progress, allocation and anomaly scores are computed in code, not by a language model.

  5. 05

    Evidence-backed AI explanations

    Every AI claim cites its source. Unsupported claims and unknown figures are flagged.

  6. 06

    Explicit unknowns and limitations

    Missing data, estimates and assumptions are shown, never filled in.

  7. 07

    Session-based memory isolation

    Memories are scoped to a signed browser session, not shared across users.

Make every financial decision count.

Your wallet already knows what happened. Walguardian helps you understand what comes next.

Runs on Sui Testnet. Enter any public address to explore. No wallet connection required.